Find Your Funding With the
Business Finance Suite
Get access to the industry leading software and coaching to guide you into the funding you deserve
Business Finance Suite
Get the essential tools and expert guidance to find your funding, access high-limit business credit lines, purchase company vehicles, and self fund your business.
From laying the Fundability Foundation to unlocking Revolving Accounts in Tier 4, our proprietary system covers every crucial stage to ensure your business thrives financially.
Whether you’re just starting or ready to level up, each step is designed to guide you toward sustainable business credit without risking personal guarantees.
Unlock Your Business’s Potential with Our Proven 7-Step Business Credit Building Process!
Step 1: Fundability Foundation
This foundational step focuses on ensuring your business is set up for success by meeting the necessary qualifications to be viewed as fundable by lenders and credit issuers. Key aspects include proper business registration, business bank accounts, EIN, business address, phone number, and more.
If done incorrectly: Missteps like using a personal address, incorrect business structure, or lacking a separate business phone line can raise red flags, resulting in instant denial from credit providers.
Step 2: Establish Business Reports
Building your business credit profile starts here. We work with you to ensure your business is registered with the three major business credit bureaus (Dun & Bradstreet, Experian, and Equifax) and that reports are established correctly.
If done incorrectly: Failing to properly register with the bureaus or provide accurate information can lead to an incomplete or inaccurate business credit profile, making it harder to get approvals.
Step 3: Start Building: Tier 1
In this step, we guide you through the process of obtaining starter vendor accounts that report to business credit bureaus, helping you build initial credit history with net 30 or net 60 accounts.
If done incorrectly: Choosing vendors that don’t report to credit bureaus or failing to pay invoices on time can result in no credit history being built, effectively stalling progress.
Step 4: Monitor Business Reports
Regularly monitoring your business credit reports is crucial to ensuring your profile is being updated accurately. We help you keep track of credit utilization, payments, and any discrepancies that might arise.
If done incorrectly: Failure to monitor could result in errors going unnoticed, such as incorrect information or missing payments, which could drastically lower your credit score and prevent future approvals.
Step 5: Building Credit: Tier 2
Once your initial credit is established, you move to Tier 2, where we help you apply for higher-level business credit such as fleet cards, retail cards, and other revolving accounts.
If done incorrectly: Applying for higher-tier credit too soon or not properly managing credit utilization can cause rejections or harm your newly built credit.
Step 6: Advanced Building: Tier 3
At this stage, we focus on obtaining business credit cards, higher-limit accounts, and loans that require stronger credit profiles. This tier expands your financial options significantly.
If done incorrectly: Overextending your credit or failing to follow application best practices can cause lenders to deny applications, halting your credit-building progress.
Step 7: Revolving Accounts: Tier 4
Here, we secure revolving credit lines with major financial institutions, positioning your business for long-term success. These accounts typically offer much higher limits and flexible terms.
If done incorrectly: Mismanagement of these larger credit accounts can result in damaging your credit profile, making it difficult to get future funding or scaling opportunities.
The Importance of Weekly Business Advisor Coaching
Each of these steps has been proven effective through our proprietary system, and weekly coaching from a business advisor is essential to your success.
You will make monumental strides following this system over the next 5 years, our 12 months of weekly business advisor coaching will provide ongoing support, guiding you through every challenge and ensuring you stay on track.
These experts will help you avoid costly mistakes, answer your questions, and adjust strategies to make sure your business is always positioned to get approvals and grow.
Best of all the business building & growth system is constantly updated with new features as you grow!
Avoid Preventable Mistakes
Skipping any of these steps or executing them improperly can delay your business’s growth and make it difficult to obtain funding when you need it most. Our system and coaching ensure you take the right actions at the right time, maximizing your chances of approval every step of the way.
Discover a tried-and-true system designed to help you establish and grow your business credit quickly and effectively. No personal guarantee, no risk to your personal credit—just the right steps to position your business for success.
FUND YOUR GROWTH
Funding Fast-Track
$2997
ONE-TIME PAYMENT!
SAVE $970
24/7 Business Funding Suite Access
Credibility Foundation Builder
Funding Match
Business Credit Builder
Hundreds of Business Credit Lines
12 Month Live Coaching
5 Years of Full Access
Full Funding Strategy Session
Funding Accelerator
$997 SIGN-UP
$297/M FOR 10 MONTHS
$3,967 Total
24/7 Business Funding Suite Access
Credibility Foundation Builder
Funding Match
Business Credit Builder
Hundreds of Business Credit Lines
12 Month Live Coaching
5 Years of Full Access
Full Funding Strategy Session
Funding Essentials
$297/M
MONTH TO MONTH
Ongoing Subscription
24/7 Business Funding Suite Access
Credibility Foundation Builder
Funding Match
Business Credit Builder
Hundreds of Business Credit Lines
Online Ticket Support
12 Month Live Coaching
5 Years of Full Access
Full Funding Strategy Session
Like most you're probably worried about the cost?
When evaluating the pricing structure of our business funding programs, it’s important to consider not just the upfront cost, but the long-term value and peace of mind you gain from partnering with a nationally recognized leader in business credit building.
Here's why:
1. Proven 7-Step System: Our proprietary process has been used by countless businesses across the country, resulting in tangible, measurable success. You’re not just buying a service—you’re investing in a system that has consistently delivered results. Every step is designed to systematically build your business’s credit profile, positioning you for access to No Personal Guarantee (No PG) credit lines that eliminate personal risk.
2. No PG Business Lines: By following this process, you’ll be able to free up your personal credit, which is often tied to your business, putting you at risk personally. With No PG Business Lines, you can keep your personal and business credit completely separate, reducing the risk to your personal finances while gaining access to higher credit lines, better rates, and superior terms than you could achieve on your own.
3. Greater Options & Flexibility: Access to hundreds of business credit lines without the need for personal guarantees gives you far more flexibility in how you can grow your business. You’ll be able to apply for larger credit lines and loans, often with lower interest rates and more favorable repayment terms, allowing you to focus on scaling your business without the constant worry of over-leveraging your personal credit.
4. Risk Reduction: One of the major benefits of our program is that it significantly reduces your personal financial risk. By establishing your business as a standalone entity with its own credit profile, you’ll protect your personal assets, ensuring that any potential setbacks in the business don’t affect your personal life or credit.
5. Access to Expert Guidance: With our programs, you’re not going at it alone. 12 months of live coaching, plus 5 years of access to business advisors, gives you expert insight and personalized support as you navigate the complexities of business credit building. This guidance alone is invaluable in ensuring you stay on the right track, avoid common pitfalls, and maximize your potential for approval at each step.
6. Far Greater Long-Term Value: The Funding Fast-Track and Funding Accelerator packages may seem like significant investments, but the long-term value they provide is immense. Consider how much more difficult (and costly) it is to obtain business credit without the right support. With this program, you are essentially buying access to better credit, better terms, and far greater capital, all of which will enable your business to grow faster and more sustainably. The return on investment from having a well-established business credit profile can be exponential.
7. Run Your Business with Less Risk, More Success: Ultimately, these programs are designed to help you run your business with fewer risks and more potential for success. By separating your personal credit from your business credit and gaining access to No PG business lines, you’ll be able to focus on growing your business without the fear of jeopardizing your personal finances.
In summary, while the initial pricing may seem steep at first glance, the long-term benefits far outweigh the cost. By following our proven steps and gaining access to expert coaching, you’ll achieve greater financial freedom, significantly reduce your personal risk, and open the door to better funding opportunities that will fuel your business’s growth and success for years to come.
"In the dynamic world of business, financing is the fuel that propels growth and innovation. Whether you're a business owner, entrepreneur, or investor, understanding financing strategies is crucial."
Ready to supercharge your financial strategy?
Have Questions? Let's Talk!
Schedule a free funding planning session to find the right fit for your situation.
COMMON QUESTIONS
Frequently Asked Questions
Discover the world of business loans with our FAQs, covering key topics to help you make informed decisions and unlock growth opportunities.
What is Business Credit?
Business credit is a measure of your company's creditworthiness, similar to how personal credit scores assess an individual's creditworthiness. It helps creditors determine your business' ability to repay loans and establishes a baseline for financial trustworthiness.
Business Credit reporting utilizes data collected from Dun and Bradstreet, Experian Commercial, and Equifax Commercial.
How Do I Get Business Credit Not Tied to My SSN
Obtaining business credit without linking it to your SSN is possible by using an Employer Identification Number (EIN). This approach offers benefits such as protecting personal credit and separating finances. To achieve this, follow these steps:
1: Establish your business entity and create a Fundability Foundation™ by registering your business, obtaining an EIN, and meeting lender requirements (business address, phone, etc.).
2: Gradually build your business credit profile through timely payments, diverse credit accounts, and monitoring your credit report.
3: While an SSN may be needed for identity verification, providing a personal guarantee can expand financing options.
By following these steps, you can secure business credit without relying solely on your SSN, thus maintaining financial independence between your personal and business finances.
How Long Does it Take to Build Business Credit?
Getting business credit starts with immediate access to vendor credit. Within 60-90 days, you can qualify for store credit without personal checks or guarantees. In 6 months, expect up to $50,000 in usable credit, including Visa and MasterCard accounts. You can build $100,000-$250,000 or more within a year or two. With our Business Finance Suite, access additional cash funding programs in just a few months.
How Does Building Business Credit Work?
Building business credit involves setting up your business credibly to meet lender standards. Start by obtaining credit from vendors who report to business reporting agencies. Within 60 days, your EIN will have an established credit report and score.
Using this score, apply for more credit tiers, including revolving store credit linked to your EIN, without personal guarantees or credit checks. Continue building credit to obtain fleet cards, Visa and MasterCard cash credit, increasing your chances of securing loans and credit lines with better terms.
What Businesses Can Get Business Credit?
Business credit is accessible to various types of enterprises, including startups, small businesses, and established corporations. By setting up a credible business entity, meeting lender standards, and building a strong credit profile, companies across diverse industries can benefit from business credit to support their growth, operations, and financial stability.
Using this score, apply for more credit tiers, including revolving store credit linked to your EIN, without personal guarantees or credit checks. Continue building credit to obtain fleet cards, Visa and MasterCard cash credit, increasing your chances of securing loans and credit lines with better terms.
How Can You Help Me Build Business Credit?
We provide comprehensive assistance in building business credit through our state-of-the-art software, accessible 24/7 for an efficient credit management experience. Our expert advisors are available to answer all your questions and offer personalized guidance tailored to your specific business needs. With the largest selection of vendors and reporting accounts, we ensure diverse options to establish and grow your credit profile. Our proven process, backed by thousands of satisfied clients, demonstrates our commitment to helping businesses achieve their credit goals.
How is Business Credit Scored?
The three fundamental credit scoring guidelines for business credit include:
PAYDEX Credit Score: Measures a company's payment performance and timeliness.
Financial Stress Credit Score: Assesses the financial stability of a business and its ability to handle stress or potential bankruptcy.
Commercial Credit Score: Evaluates the overall creditworthiness and risk factor associated with a company, considering various aspects of its financial history.
As seen on
Testimonials
Thoughts from others who have experienced the Business Credit Builder 7-Step Process.
Cheryl R.
Miami, Florida
A former bank lender from Shreveport, Louisiana. The suite’s business credit building process unlocked more funding options than she ever imagined, opening up new possibilities for her business. Cheryl believes every business owner can benefit from the Business Finance Suite, as it revolutionizes how they operate.
Luis G.
Tampa, Florida
A Miami-based business owner found success using the Business Finance Suite, which helped establish a business credit profile. This enabled them to apply for funding without using their Social Security number, eliminating personal liability for credit applications. The speaker highly recommends this program to fellow business owners.
Edward S.
Orlando, Florida
Struggled to secure funding for his small businesses until discovering the Business Finance Suite. Within a month, the suite helped set up his business correctly, establish trade lines and revolving credit, and now he’s on track to receive funding. Edward guarantees it’s worth the investment and only wishes he’d found it sooner.
